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Get Out From Under Serious Debt

Most people who seek out a payday loan are facing serious debt problems. There are some who see a payday loan as a simple quick-fix for a short-term cash shortage, but most of the time this option represents a much more significant debt problem. But regardless of whether you got into a payday loan as a quick fix or a more permanent solution, the payday loan is probably not working out for you. They almost never do.

At The Law Office of Robert J. Pinnero P.C., in Albany, we help people get out from under payday loans in Georgia, and we help people resolve the underlying problems that led to the payday loan in the first place. With more than 25 years of legal experience, attorney Robert Pinnero understands your legal rights and the various options available to you. We will take time to listen to you and understand your situation so we can provide you with personalized debt-relief solutions, dedicated help throughout the process and a compassionate helping hand.

How Bad Are Payday Loans?

It is important to understand that payday loans are built on a predatory lending practice. They take people at their most financially vulnerable situations and exploit them. By offering seemingly easy, hassle-free solutions to short-term cash flow problems, payday lenders trap borrowers who don’t know what they’re getting into, don’t understand the risks involved and don’t have many other options to their very real short-term cashflow issues.

Once someone is caught in a payday loan, if they fail to pay the loan off, the interest compounds at an alarming rate with eye-popping interest percentages.

With payday loans, what appears to be a short-term solution turns out to be a long-term nightmare. A small loan with a small interest payment grows exponentially to become a crushing debt for the unwary borrower.

You Have Options

Believe it or not, there are some things we can do to help you out from under this debt. Attorney Pinnero has experience helping clients through debt liquidation and debt reorganization bankruptcy solutions. Talk with us right away to learn how we can help you.

We offer free initial consultations, so you will not increase your debt problems looking for solutions. Call us at 229-231-5706 or fill out our online contact form, and we will get back to you promptly.