For over 25 years, our Ashburn, Georgia, bankruptcy attorney at The Law Office of Robert J. Pinnero P.C., has provided legal solutions for those of our nearly 3,700 residents who need protection from foreclosures, vehicle repossessions and threatening collection demands.
When your Turner County financial obligations become overwhelming, Chapter 7 or Chapter 13 bankruptcy can give you and your family the fresh start you need to move forward with confidence.
Employment Opportunities In Peanut Production In Ashburn, Georgia
Ashburn, Georgia, is known for its peanut production and is home to the Golden Peanut Company shelling and cold storage facility that has been employing the community for over three decades.
Ashburn is also noted for its Fire Ant Festival, which occurs every March, and includes a carnival, arts and crafts, fireworks, bands, an art contest, health fair, and a barbecue cook off.
Regaining Your Financial Confidence Through Bankruptcy Proceedings In Ashburn, Georgia
While considering either Chapter 13 or Chapter 7 bankruptcy solutions is a personal choice, filing for bankruptcy in Ashburn, Georgia, should never be accompanied by shame or regret.
It is important to understand that if you are being overwhelmed by debt, you are not alone.
Bankruptcy is a common solution that hundreds of thousands of people depended on last year alone to regain their financial freedom and get their lives back on track. Drowning in debt can rule every aspect of your life, and can consistently disrupt your personal, family, and work life, as you continue to worry about how you are going to pay your mortgage or catch up on your credit card balance.
Common reasons people file for bankruptcy in Ashburn, Georgia, can include:
- Divorce
- Judgments issued in previous legal proceedings
- Loss of a loved one who financially supported the household
- Natural disasters
- Unanticipated medical expenses due to an injury or illness
- Unexpected job loss or prolonged unemployment
Your financial circumstances – and what led to your debt – are unique, and so are the bankruptcy solutions our Ashburn bankruptcy lawyer at The Law Office of Robert J. Pinnero P.C., will design to provide you with the relief you need to move forward.
Can Filing For Bankruptcy In Ashburn, Georgia, Help Me Avoid Foreclosure On My Home?
If you are receiving foreclosure notices on your home, and are worried about where your family will go when the final papers arrive, our bankruptcy attorney in Ashburn, Georgia, will walk you through the Chapter 13 debt repayment program that will help you consolidate your debt – and keep your home.
Chapter 13 bankruptcy allows our Ashburn bankruptcy law firm to consolidate your debt into a low interest – or zero interest, depending on your circumstances – structure where your total repayment plan spans three to five years.
This type of bankruptcy requires a consistent income source to be approved by the court, so the judge is certain you can keep up with the payments that are designed by our attorney.
The benefits of restructuring your debt through Chapter 13 bankruptcy include:
- Keeping your home, car, and any other property safe from foreclosure or repossession
- Stopping threats of wage garnishments, or halting actual garnishments that have already taken effect
- Eliminating your remaining debt once the payments are completed by having it discharged by the court
When you are approved for Chapter 13 bankruptcy, each of your creditors are required by federal law to accept the terms of your repayment plan, which can give you peace of mind and a positive outlook.
Can I Include My Outstanding Student Loan Debt In My Bankruptcy Filing?
Unfortunately, student loans are not eligible for bankruptcy discharge – no matter which chapter you file. Likewise, tax debts cannot be discharged by filing for bankruptcy.
However, each person's financial needs and bankruptcy options are unique, so it is important to contact our Ashburn, Georgia, bankruptcy attorney at The Law Office of Robert J. Pinnero P.C., today by calling 229-436-9661 to learn which bankruptcy options apply to your financial circumstances. We can help you design a positive financial outlook, so you can take your life back.